Call reports 2013
OKLAHOMA STATE BANK — 2013
What OKLAHOMA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 116,197,000 | 119,449,000 | 120,601,000 | 119,010,000 |
| Total loans | 80,348,000 | 84,245,000 | 86,984,000 | 87,797,000 |
| Allowance for loan losses | 1,158,000 | 1,198,000 | 1,170,000 | 1,210,000 |
| Securities available for sale | 21,746,000 | 22,424,000 | 21,099,000 | 19,216,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,804,000 | 103,059,000 | 104,257,000 | 102,495,000 |
| Interest-bearing deposits | 75,569,000 | 79,079,000 | 78,410,000 | 75,012,000 |
| Noninterest-bearing deposits | 23,235,000 | 23,980,000 | 25,847,000 | 27,483,000 |
| Equity capital | 11,180,000 | 11,305,000 | 11,496,000 | 11,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 2,910,000 | 4,416,000 | 5,950,000 |
| Interest expense | 249,000 | 502,000 | 750,000 | 979,000 |
| Net interest income | 1,138,000 | 2,408,000 | 3,666,000 | 4,971,000 |
| Noninterest income | 328,000 | 617,000 | 995,000 | 1,410,000 |
| Noninterest expense | 1,055,000 | 2,133,000 | 3,253,000 | 4,305,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 280,000 |
| Pretax income | 366,000 | 802,000 | 1,286,000 | 1,810,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 366,000 | 802,000 | 1,286,000 | 1,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,878,000 | 11,131,000 | 11,398,000 | 11,682,000 |
| Total capital | 11,935,000 | 12,238,000 | 12,552,000 | 12,824,000 |
| Risk-weighted assets | 84,422,000 | 88,499,000 | 92,344,000 | 91,284,000 |