Call reports 2012
OKLAHOMA STATE BANK — 2012
What OKLAHOMA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 112,632,000 | 114,525,000 | 116,881,000 | 116,509,000 |
| Total loans | 77,225,000 | 83,129,000 | 81,433,000 | 78,610,000 |
| Allowance for loan losses | 1,240,000 | 1,397,000 | 1,427,000 | 1,155,000 |
| Securities available for sale | 20,898,000 | 20,276,000 | 21,153,000 | 22,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,300,000 | 97,200,000 | 99,142,000 | 99,531,000 |
| Interest-bearing deposits | 73,451,000 | 72,303,000 | 75,215,000 | 74,976,000 |
| Noninterest-bearing deposits | 21,849,000 | 24,897,000 | 23,926,000 | 24,555,000 |
| Equity capital | 10,902,000 | 11,098,000 | 11,424,000 | 10,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,415,000 | 2,935,000 | 4,444,000 | 5,910,000 |
| Interest expense | 279,000 | 549,000 | 821,000 | 1,088,000 |
| Net interest income | 1,136,000 | 2,386,000 | 3,623,000 | 4,822,000 |
| Noninterest income | 261,000 | 621,000 | 997,000 | 1,367,000 |
| Noninterest expense | 996,000 | 1,935,000 | 3,012,000 | 4,070,000 |
| Provision for loan losses | 80,000 | 238,000 | 268,000 | 1,250,000 |
| Pretax income | 321,000 | 834,000 | 1,340,000 | 869,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 321,000 | 834,000 | 1,340,000 | 869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,555,000 | 10,711,000 | 11,024,000 | 10,512,000 |
| Total capital | 11,613,000 | 11,818,000 | 12,097,000 | 11,584,000 |
| Risk-weighted assets | 84,477,000 | 88,264,000 | 85,466,000 | 85,640,000 |