Call reports 2009
OKLAHOMA STATE BANK — 2009
What OKLAHOMA STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 83,138,000 | 82,795,000 | 83,369,000 | 83,921,000 |
| Total loans | 63,514,000 | 66,447,000 | 67,131,000 | 66,337,000 |
| Allowance for loan losses | 592,000 | 658,000 | 688,000 | 727,000 |
| Securities available for sale | 7,293,000 | 9,325,000 | 8,544,000 | 9,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,501,000 | 70,037,000 | 71,681,000 | 71,725,000 |
| Interest-bearing deposits | 54,832,000 | 54,823,000 | 55,299,000 | 54,794,000 |
| Noninterest-bearing deposits | 15,669,000 | 15,214,000 | 16,383,000 | 16,931,000 |
| Equity capital | 8,501,000 | 8,548,000 | 8,741,000 | 8,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,186,000 | 2,379,000 | 3,588,000 | 4,818,000 |
| Interest expense | 275,000 | 528,000 | 754,000 | 946,000 |
| Net interest income | 911,000 | 1,851,000 | 2,834,000 | 3,872,000 |
| Noninterest income | 228,000 | 538,000 | 886,000 | 1,153,000 |
| Noninterest expense | 971,000 | 2,053,000 | 3,110,000 | 4,068,000 |
| Provision for loan losses | 60,000 | 125,000 | 295,000 | 475,000 |
| Pretax income | 108,000 | 211,000 | 315,000 | 482,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 108,000 | 211,000 | 315,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,323,000 | 8,426,000 | 8,530,000 | 8,697,000 |
| Total capital | 8,915,000 | 9,084,000 | 9,218,000 | 9,424,000 |
| Risk-weighted assets | 70,636,000 | 73,307,000 | 73,897,000 | 74,136,000 |