Call reports 2008
OKLAHOMA STATE BANK — 2008
What OKLAHOMA STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 87,074,000 | 84,540,000 | 86,579,000 | 83,319,000 |
| Total loans | 69,675,000 | 68,761,000 | 65,647,000 | 64,578,000 |
| Allowance for loan losses | 613,000 | 624,000 | 664,000 | 688,000 |
| Securities available for sale | 11,044,000 | 10,491,000 | 9,327,000 | 8,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,268,000 | 70,802,000 | 72,894,000 | 69,067,000 |
| Interest-bearing deposits | 58,499,000 | 55,205,000 | 53,492,000 | 52,563,000 |
| Noninterest-bearing deposits | 15,770,000 | 15,598,000 | 19,402,000 | 16,504,000 |
| Equity capital | 7,757,000 | 7,745,000 | 8,040,000 | 8,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,464,000 | 2,809,000 | 4,146,000 | 5,342,000 |
| Interest expense | 516,000 | 916,000 | 1,271,000 | 1,586,000 |
| Net interest income | 948,000 | 1,893,000 | 2,875,000 | 3,756,000 |
| Noninterest income | 221,000 | 452,000 | 706,000 | 968,000 |
| Noninterest expense | 871,000 | 1,762,000 | 2,672,000 | 3,664,000 |
| Provision for loan losses | 30,000 | 40,000 | 80,000 | 125,000 |
| Pretax income | 273,000 | 564,000 | 850,000 | 956,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 273,000 | 564,000 | 850,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,556,000 | 7,774,000 | 7,989,000 | 8,217,000 |
| Total capital | 8,169,000 | 8,398,000 | 8,653,000 | 8,905,000 |
| Risk-weighted assets | 70,752,000 | 71,213,000 | 71,824,000 | 70,521,000 |