Call reports 2007
OKLAHOMA STATE BANK — 2007
What OKLAHOMA STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 80,765,000 | 80,823,000 | 81,936,000 | 82,074,000 |
| Total loans | 58,878,000 | 62,823,000 | 63,560,000 | 64,006,000 |
| Allowance for loan losses | 466,000 | 519,000 | 563,000 | 583,000 |
| Securities available for sale | 14,646,000 | 11,988,000 | 13,177,000 | 11,682,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,875,000 | 72,859,000 | 74,223,000 | 72,771,000 |
| Interest-bearing deposits | 56,248,000 | 56,722,000 | 60,777,000 | 57,662,000 |
| Noninterest-bearing deposits | 15,628,000 | 16,137,000 | 13,447,000 | 15,109,000 |
| Equity capital | 6,690,000 | 6,778,000 | 7,185,000 | 7,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,373,000 | 2,869,000 | 4,376,000 | 5,859,000 |
| Interest expense | 538,000 | 1,101,000 | 1,670,000 | 2,223,000 |
| Net interest income | 835,000 | 1,768,000 | 2,706,000 | 3,636,000 |
| Noninterest income | 258,000 | 540,000 | 776,000 | 989,000 |
| Noninterest expense | 815,000 | 1,691,000 | 2,495,000 | 3,325,000 |
| Provision for loan losses | 15,000 | 75,000 | 120,000 | 150,000 |
| Pretax income | 263,000 | 525,000 | 840,000 | 1,125,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 263,000 | 525,000 | 840,000 | 1,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,891,000 | 7,082,000 | 7,324,000 | 7,282,000 |
| Total capital | 7,357,000 | 7,601,000 | 7,887,000 | 7,865,000 |
| Risk-weighted assets | 59,559,000 | 64,711,000 | 65,435,000 | 64,985,000 |