Call reports 2006
OKLAHOMA STATE BANK — 2006
What OKLAHOMA STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 70,409,000 | 72,548,000 | 75,306,000 | 79,013,000 |
| Total loans | 53,266,000 | 55,746,000 | 56,298,000 | 57,198,000 |
| Allowance for loan losses | 453,000 | 469,000 | 450,000 | 450,000 |
| Securities available for sale | 11,641,000 | 10,667,000 | 11,436,000 | 15,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,463,000 | 65,607,000 | 68,226,000 | 72,129,000 |
| Interest-bearing deposits | 49,272,000 | 51,372,000 | 53,536,000 | 56,622,000 |
| Noninterest-bearing deposits | 14,191,000 | 14,235,000 | 14,689,000 | 15,508,000 |
| Equity capital | 6,090,000 | 6,165,000 | 6,458,000 | 6,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,394,000 | 3,665,000 | 5,051,000 |
| Interest expense | 345,000 | 770,000 | 1,265,000 | 1,805,000 |
| Net interest income | 786,000 | 1,624,000 | 2,400,000 | 3,246,000 |
| Noninterest income | 157,000 | 317,000 | 529,000 | 773,000 |
| Noninterest expense | 714,000 | 1,425,000 | 2,163,000 | 2,974,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 30,000 |
| Pretax income | 216,000 | 472,000 | 722,000 | 1,001,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 216,000 | 472,000 | 722,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,469,000 | 6,639,000 | 6,805,000 | 6,628,000 |
| Total capital | 6,922,000 | 7,108,000 | 7,255,000 | 7,078,000 |
| Risk-weighted assets | 54,454,000 | 57,421,000 | 58,183,000 | 59,823,000 |