Call reports 2005
OKLAHOMA STATE BANK — 2005
What OKLAHOMA STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 71,711,000 | 73,034,000 | 72,063,000 | 70,169,000 |
| Total loans | 50,221,000 | 52,388,000 | 52,838,000 | 51,206,000 |
| Allowance for loan losses | 464,000 | 468,000 | 463,000 | 461,000 |
| Securities available for sale | 15,980,000 | 13,920,000 | 12,548,000 | 12,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,933,000 | 62,219,000 | 62,050,000 | 61,190,000 |
| Interest-bearing deposits | 48,958,000 | 47,341,000 | 48,248,000 | 46,453,000 |
| Noninterest-bearing deposits | 11,975,000 | 14,878,000 | 13,802,000 | 14,737,000 |
| Equity capital | 6,396,000 | 6,593,000 | 6,786,000 | 5,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,041,000 | 2,126,000 | 3,257,000 | 4,381,000 |
| Interest expense | 231,000 | 492,000 | 785,000 | 1,092,000 |
| Net interest income | 810,000 | 1,634,000 | 2,472,000 | 3,289,000 |
| Noninterest income | 168,000 | 323,000 | 573,000 | 768,000 |
| Noninterest expense | 759,000 | 1,492,000 | 2,275,000 | 3,012,000 |
| Provision for loan losses | 10,000 | 17,000 | 17,000 | 17,000 |
| Pretax income | 209,000 | 462,000 | 763,000 | 1,038,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 209,000 | 462,000 | 763,000 | 1,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,662,000 | 6,829,000 | 7,045,000 | 6,253,000 |
| Total capital | 7,126,000 | 7,297,000 | 7,508,000 | 6,714,000 |
| Risk-weighted assets | 52,012,000 | 53,957,000 | 53,898,000 | 52,421,000 |