Call reports 2004
OKLAHOMA STATE BANK — 2004
What OKLAHOMA STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 63,341,000 | 64,623,000 | 68,354,000 | 72,771,000 |
| Total loans | 42,274,000 | 43,221,000 | 47,625,000 | 49,435,000 |
| Allowance for loan losses | 455,000 | 456,000 | 469,000 | 447,000 |
| Securities available for sale | 16,755,000 | 15,966,000 | 15,673,000 | 16,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,683,000 | 51,637,000 | 54,960,000 | 61,077,000 |
| Interest-bearing deposits | 40,702,000 | 40,288,000 | 41,775,000 | 47,030,000 |
| Noninterest-bearing deposits | 10,981,000 | 11,349,000 | 13,184,000 | 14,047,000 |
| Equity capital | 6,575,000 | 6,285,000 | 6,712,000 | 6,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 872,000 | 1,767,000 | 2,765,000 | 3,755,000 |
| Interest expense | 141,000 | 311,000 | 478,000 | 664,000 |
| Net interest income | 731,000 | 1,456,000 | 2,287,000 | 3,091,000 |
| Noninterest income | 113,000 | 252,000 | 454,000 | 618,000 |
| Noninterest expense | 621,000 | 1,264,000 | 1,974,000 | 2,668,000 |
| Provision for loan losses | 17,000 | 21,000 | 36,000 | 46,000 |
| Pretax income | 208,000 | 431,000 | 739,000 | 1,003,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 208,000 | 431,000 | 739,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,414,000 | 6,551,000 | 6,775,000 | 6,453,000 |
| Total capital | 6,869,000 | 7,007,000 | 7,244,000 | 6,900,000 |
| Risk-weighted assets | 43,792,000 | 45,480,000 | 49,781,000 | 51,162,000 |