Call reports 2003
OKLAHOMA STATE BANK — 2003
What OKLAHOMA STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 53,965,000 | 55,068,000 | 56,778,000 | 59,587,000 |
| Total loans | 36,596,000 | 39,218,000 | 40,415,000 | 43,679,000 |
| Allowance for loan losses | 406,000 | 419,000 | 445,000 | 431,000 |
| Securities available for sale | 10,794,000 | 10,335,000 | 7,965,000 | 11,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,765,000 | 44,309,000 | 46,459,000 | 48,440,000 |
| Interest-bearing deposits | 35,210,000 | 34,541,000 | 35,357,000 | 34,924,000 |
| Noninterest-bearing deposits | 8,555,000 | 9,767,000 | 11,102,000 | 13,516,000 |
| Equity capital | 6,517,000 | 6,603,000 | 6,650,000 | 6,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,662,000 | 2,502,000 | 3,343,000 |
| Interest expense | 198,000 | 381,000 | 546,000 | 692,000 |
| Net interest income | 632,000 | 1,281,000 | 1,956,000 | 2,651,000 |
| Noninterest income | 139,000 | 278,000 | 452,000 | 618,000 |
| Noninterest expense | 539,000 | 1,105,000 | 1,707,000 | 2,379,000 |
| Provision for loan losses | 28,000 | 45,000 | 75,000 | 92,000 |
| Pretax income | 204,000 | 409,000 | 628,000 | 800,000 |
| Income tax | -3,000 | -4,000 | -3,000 | -3,000 |
| Net income | 207,000 | 413,000 | 631,000 | 803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,249,000 | 6,365,000 | 6,498,000 | 6,206,000 |
| Total capital | 6,655,000 | 6,784,000 | 6,943,000 | 6,637,000 |
| Risk-weighted assets | 38,533,000 | 40,111,000 | 41,457,000 | 43,890,000 |