Call reports 2002
OKLAHOMA STATE BANK — 2002
What OKLAHOMA STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 52,520,000 | 52,524,000 | 53,745,000 | 55,303,000 |
| Total loans | 32,995,000 | 34,019,000 | 34,609,000 | 36,486,000 |
| Allowance for loan losses | 328,000 | 354,000 | 376,000 | 388,000 |
| Securities available for sale | 15,722,000 | 13,671,000 | 13,114,000 | 12,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,659,000 | 42,337,000 | 43,362,000 | 45,274,000 |
| Interest-bearing deposits | 34,269,000 | 33,824,000 | 34,361,000 | 34,942,000 |
| Noninterest-bearing deposits | 8,390,000 | 8,513,000 | 9,001,000 | 10,333,000 |
| Equity capital | 6,091,000 | 6,415,000 | 6,656,000 | 6,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,700,000 | 2,576,000 | 3,423,000 |
| Interest expense | 268,000 | 521,000 | 760,000 | 977,000 |
| Net interest income | 557,000 | 1,179,000 | 1,816,000 | 2,446,000 |
| Noninterest income | 94,000 | 206,000 | 336,000 | 499,000 |
| Noninterest expense | 473,000 | 961,000 | 1,493,000 | 2,100,000 |
| Provision for loan losses | 35,000 | 60,000 | 82,000 | 101,000 |
| Pretax income | 143,000 | 362,000 | 575,000 | 746,000 |
| Income tax | -17,000 | -17,000 | -17,000 | -17,000 |
| Net income | 160,000 | 379,000 | 592,000 | 763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,048,000 | 6,181,000 | 6,309,000 | 6,042,000 |
| Total capital | 6,376,000 | 6,535,000 | 6,685,000 | 6,430,000 |
| Risk-weighted assets | 36,966,000 | 35,794,000 | 36,458,000 | 38,292,000 |