Call reports 2017
FIRST NATIONAL BANK OF SUFFIELD, THE — 2017
What FIRST NATIONAL BANK OF SUFFIELD, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 265,130,000 | 269,643,000 | 265,923,000 | 272,163,000 |
| Total loans | 205,396,000 | 212,970,000 | 212,495,000 | 223,378,000 |
| Allowance for loan losses | 1,731,000 | 1,776,000 | 1,819,000 | 1,894,000 |
| Securities available for sale | 34,671,000 | 32,134,000 | 30,600,000 | 26,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,648,000 | 237,355,000 | 232,245,000 | 233,871,000 |
| Interest-bearing deposits | 165,783,000 | 162,814,000 | 160,045,000 | 157,122,000 |
| Noninterest-bearing deposits | 69,865,000 | 74,541,000 | 72,200,000 | 76,749,000 |
| Equity capital | 27,233,000 | 27,461,000 | 27,712,000 | 27,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,161,000 | 4,429,000 | 6,756,000 | 9,129,000 |
| Interest expense | 82,000 | 169,000 | 260,000 | 367,000 |
| Net interest income | 2,079,000 | 4,260,000 | 6,496,000 | 8,762,000 |
| Noninterest income | 250,000 | 603,000 | 869,000 | 1,138,000 |
| Noninterest expense | 1,478,000 | 3,259,000 | 4,887,000 | 6,528,000 |
| Provision for loan losses | 30,000 | 75,000 | 140,000 | 215,000 |
| Pretax income | 821,000 | 1,529,000 | 2,338,000 | 3,157,000 |
| Income tax | 290,000 | 534,000 | 825,000 | 1,314,000 |
| Net income | 531,000 | 995,000 | 1,513,000 | 1,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,206,000 | 27,420,000 | 27,688,000 | 27,780,000 |
| Total capital | 29,000,000 | 29,264,000 | 29,575,000 | 29,742,000 |
| Risk-weighted assets | 152,953,000 | 155,790,000 | 151,821,000 | 161,941,000 |