Call reports 2016
FIRST NATIONAL BANK OF SUFFIELD, THE — 2016
What FIRST NATIONAL BANK OF SUFFIELD, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 245,067,000 | 248,783,000 | 254,799,000 | 253,677,000 |
| Total loans | 190,461,000 | 192,912,000 | 193,268,000 | 200,139,000 |
| Allowance for loan losses | 1,615,000 | 1,645,000 | 1,675,000 | 1,705,000 |
| Securities available for sale | 31,359,000 | 29,976,000 | 28,384,000 | 27,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,035,000 | 218,734,000 | 226,315,000 | 222,476,000 |
| Interest-bearing deposits | 157,022,000 | 158,034,000 | 161,598,000 | 155,147,000 |
| Noninterest-bearing deposits | 59,013,000 | 60,700,000 | 64,717,000 | 67,329,000 |
| Equity capital | 25,927,000 | 26,394,000 | 26,739,000 | 26,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,061,000 | 4,149,000 | 6,272,000 | 8,386,000 |
| Interest expense | 82,000 | 164,000 | 246,000 | 329,000 |
| Net interest income | 1,979,000 | 3,985,000 | 6,026,000 | 8,057,000 |
| Noninterest income | 352,000 | 763,000 | 1,177,000 | 1,627,000 |
| Noninterest expense | 1,488,000 | 3,014,000 | 4,495,000 | 5,963,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 813,000 | 1,674,000 | 2,618,000 | 3,601,000 |
| Income tax | 280,000 | 573,000 | 901,000 | 1,277,000 |
| Net income | 533,000 | 1,101,000 | 1,717,000 | 2,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,784,000 | 26,152,000 | 26,543,000 | 26,925,000 |
| Total capital | 27,457,000 | 27,855,000 | 28,275,000 | 28,693,000 |
| Risk-weighted assets | 139,845,000 | 142,022,000 | 140,392,000 | 147,519,000 |