Call reports 2015
FIRST NATIONAL BANK OF SUFFIELD, THE — 2015
What FIRST NATIONAL BANK OF SUFFIELD, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 246,499,000 | 247,109,000 | 244,061,000 | 247,468,000 |
| Total loans | 177,161,000 | 179,991,000 | 182,263,000 | 187,952,000 |
| Allowance for loan losses | 1,495,000 | 1,540,000 | 1,543,000 | 1,585,000 |
| Securities available for sale | 34,889,000 | 32,761,000 | 34,443,000 | 32,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,926,000 | 218,449,000 | 215,822,000 | 220,132,000 |
| Interest-bearing deposits | 159,322,000 | 156,454,000 | 156,437,000 | 156,981,000 |
| Noninterest-bearing deposits | 57,604,000 | 61,996,000 | 59,385,000 | 63,151,000 |
| Equity capital | 24,771,000 | 25,044,000 | 25,167,000 | 25,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,891,000 | 3,814,000 | 5,949,000 | 7,981,000 |
| Interest expense | 90,000 | 174,000 | 257,000 | 340,000 |
| Net interest income | 1,801,000 | 3,640,000 | 5,692,000 | 7,641,000 |
| Noninterest income | 343,000 | 769,000 | 1,158,000 | 1,568,000 |
| Noninterest expense | 1,495,000 | 2,915,000 | 5,685,000 | 7,077,000 |
| Provision for loan losses | 65,000 | 110,000 | 155,000 | 200,000 |
| Pretax income | 584,000 | 1,384,000 | 1,010,000 | 1,932,000 |
| Income tax | 204,000 | 494,000 | 305,000 | 631,000 |
| Net income | 380,000 | 890,000 | 705,000 | 1,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,233,000 | 25,540,000 | 25,005,000 | 25,426,000 |
| Total capital | 26,786,000 | 27,138,000 | 26,606,000 | 27,069,000 |
| Risk-weighted assets | 148,376,000 | 148,506,000 | 147,413,000 | 151,001,000 |