Call reports 2014
FIRST NATIONAL BANK OF SUFFIELD, THE — 2014
What FIRST NATIONAL BANK OF SUFFIELD, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 234,386,000 | 234,266,000 | 246,060,000 | 248,788,000 |
| Total loans | 162,695,000 | 168,429,000 | 169,046,000 | 176,152,000 |
| Allowance for loan losses | 1,441,000 | 1,459,000 | 1,482,000 | 1,509,000 |
| Securities available for sale | 30,233,000 | 29,197,000 | 31,658,000 | 29,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,135,000 | 203,290,000 | 216,896,000 | 220,822,000 |
| Interest-bearing deposits | 156,727,000 | 149,824,000 | 162,099,000 | 162,985,000 |
| Noninterest-bearing deposits | 50,408,000 | 53,466,000 | 54,797,000 | 57,837,000 |
| Equity capital | 24,270,000 | 24,496,000 | 24,537,000 | 24,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,733,000 | 3,521,000 | 5,369,000 | 7,232,000 |
| Interest expense | 99,000 | 195,000 | 293,000 | 392,000 |
| Net interest income | 1,634,000 | 3,326,000 | 5,076,000 | 6,840,000 |
| Noninterest income | 346,000 | 699,000 | 1,114,000 | 1,474,000 |
| Noninterest expense | 1,447,000 | 2,913,000 | 4,378,000 | 5,657,000 |
| Provision for loan losses | 12,000 | 30,000 | 54,000 | 92,000 |
| Pretax income | 521,000 | 1,082,000 | 1,758,000 | 2,565,000 |
| Income tax | 187,000 | 371,000 | 611,000 | 903,000 |
| Net income | 334,000 | 711,000 | 1,147,000 | 1,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,372,000 | 24,574,000 | 24,660,000 | 25,000,000 |
| Total capital | 25,871,000 | 26,090,000 | 26,200,000 | 26,567,000 |
| Risk-weighted assets | 127,893,000 | 132,168,000 | 134,117,000 | 138,859,000 |