Call reports 2013
FIRST NATIONAL BANK OF SUFFIELD, THE — 2013
What FIRST NATIONAL BANK OF SUFFIELD, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 231,882,000 | 228,708,000 | 234,613,000 | 234,218,000 |
| Total loans | 149,682,000 | 153,837,000 | 153,134,000 | 162,468,000 |
| Allowance for loan losses | 1,428,000 | 1,428,000 | 1,428,000 | 1,428,000 |
| Securities available for sale | 29,776,000 | 30,246,000 | 31,156,000 | 29,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,225,000 | 200,526,000 | 207,675,000 | 204,528,000 |
| Interest-bearing deposits | 151,572,000 | 149,869,000 | 159,006,000 | 152,280,000 |
| Noninterest-bearing deposits | 49,653,000 | 50,657,000 | 48,669,000 | 52,248,000 |
| Equity capital | 23,211,000 | 23,251,000 | 23,477,000 | 24,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,679,000 | 3,361,000 | 5,016,000 | 6,723,000 |
| Interest expense | 120,000 | 234,000 | 344,000 | 450,000 |
| Net interest income | 1,559,000 | 3,127,000 | 4,672,000 | 6,273,000 |
| Noninterest income | 527,000 | 1,080,000 | 1,550,000 | 1,928,000 |
| Noninterest expense | 1,356,000 | 2,749,000 | 4,160,000 | 5,475,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 790,000 | 1,518,000 | 2,122,000 | 2,786,000 |
| Income tax | 299,000 | 573,000 | 794,000 | 1,020,000 |
| Net income | 491,000 | 945,000 | 1,328,000 | 1,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,638,000 | 23,742,000 | 23,950,000 | 24,213,000 |
| Total capital | 25,124,000 | 25,228,000 | 25,436,000 | 25,699,000 |
| Risk-weighted assets | 119,724,000 | 121,454,000 | 121,217,000 | 128,786,000 |