Call reports 2012
FIRST NATIONAL BANK OF SUFFIELD, THE — 2012
What FIRST NATIONAL BANK OF SUFFIELD, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 217,904,000 | 219,589,000 | 218,538,000 | 227,546,000 |
| Total loans | 146,015,000 | 147,877,000 | 149,417,000 | 150,701,000 |
| Allowance for loan losses | 1,480,000 | 1,480,000 | 1,476,000 | 1,476,000 |
| Securities available for sale | 29,902,000 | 33,842,000 | 32,997,000 | 31,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,724,000 | 189,453,000 | 192,444,000 | 198,679,000 |
| Interest-bearing deposits | 148,266,000 | 144,389,000 | 148,057,000 | 151,349,000 |
| Noninterest-bearing deposits | 43,458,000 | 45,064,000 | 44,387,000 | 47,330,000 |
| Equity capital | 22,683,000 | 22,830,000 | 23,059,000 | 23,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,758,000 | 3,508,000 | 5,224,000 | 6,902,000 |
| Interest expense | 175,000 | 337,000 | 487,000 | 624,000 |
| Net interest income | 1,583,000 | 3,171,000 | 4,737,000 | 6,278,000 |
| Noninterest income | 463,000 | 998,000 | 1,645,000 | 2,360,000 |
| Noninterest expense | 1,423,000 | 2,783,000 | 4,106,000 | 5,296,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 623,000 | 1,386,000 | 2,276,000 | 3,342,000 |
| Income tax | 236,000 | 517,000 | 856,000 | 1,270,000 |
| Net income | 387,000 | 869,000 | 1,420,000 | 2,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,853,000 | 22,973,000 | 23,185,000 | 23,497,000 |
| Total capital | 24,281,000 | 24,436,000 | 24,672,000 | 25,041,000 |
| Risk-weighted assets | 114,123,000 | 116,968,000 | 118,896,000 | 120,277,000 |