Call reports 2011
FIRST NATIONAL BANK OF SUFFIELD, THE — 2011
What FIRST NATIONAL BANK OF SUFFIELD, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 216,208,000 | 212,894,000 | 215,454,000 | 214,349,000 |
| Total loans | 144,193,000 | 147,013,000 | 144,607,000 | 142,020,000 |
| Allowance for loan losses | 1,537,000 | 1,536,000 | 1,479,000 | 1,480,000 |
| Securities available for sale | 20,971,000 | 23,561,000 | 25,855,000 | 28,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,564,000 | 183,654,000 | 185,711,000 | 185,366,000 |
| Interest-bearing deposits | 152,194,000 | 142,318,000 | 145,364,000 | 142,802,000 |
| Noninterest-bearing deposits | 37,370,000 | 41,336,000 | 40,347,000 | 42,564,000 |
| Equity capital | 21,965,000 | 22,254,000 | 22,321,000 | 22,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,907,000 | 3,838,000 | 5,735,000 | 7,547,000 |
| Interest expense | 258,000 | 504,000 | 734,000 | 936,000 |
| Net interest income | 1,649,000 | 3,334,000 | 5,001,000 | 6,611,000 |
| Noninterest income | 312,000 | 606,000 | 1,001,000 | 1,514,000 |
| Noninterest expense | 1,456,000 | 2,905,000 | 4,353,000 | 5,659,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 445,000 | 975,000 | 1,589,000 | 2,406,000 |
| Income tax | 164,000 | 361,000 | 594,000 | 890,000 |
| Net income | 281,000 | 614,000 | 995,000 | 1,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,465,000 | 22,623,000 | 22,654,000 | 22,816,000 |
| Total capital | 23,814,000 | 24,039,000 | 24,045,000 | 24,203,000 |
| Risk-weighted assets | 106,984,000 | 110,735,000 | 110,389,000 | 110,827,000 |