Call reports 2010
FIRST NATIONAL BANK OF SUFFIELD, THE — 2010
What FIRST NATIONAL BANK OF SUFFIELD, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 210,557,000 | 201,503,000 | 207,842,000 | 209,090,000 |
| Total loans | 154,867,000 | 153,941,000 | 151,395,000 | 143,274,000 |
| Allowance for loan losses | 1,501,000 | 1,395,000 | 1,421,000 | 1,479,000 |
| Securities available for sale | 13,594,000 | 13,828,000 | 14,585,000 | 19,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,730,000 | 175,495,000 | 182,525,000 | 182,249,000 |
| Interest-bearing deposits | 147,718,000 | 140,564,000 | 146,523,000 | 144,206,000 |
| Noninterest-bearing deposits | 36,012,000 | 34,931,000 | 36,002,000 | 38,043,000 |
| Equity capital | 21,269,000 | 21,433,000 | 21,639,000 | 21,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,131,000 | 4,228,000 | 6,282,000 | 8,208,000 |
| Interest expense | 362,000 | 705,000 | 1,018,000 | 1,303,000 |
| Net interest income | 1,769,000 | 3,523,000 | 5,264,000 | 6,905,000 |
| Noninterest income | 298,000 | 595,000 | 1,017,000 | 1,543,000 |
| Noninterest expense | 1,433,000 | 2,813,000 | 4,246,000 | 5,620,000 |
| Provision for loan losses | 23,000 | 53,000 | 83,000 | 143,000 |
| Pretax income | 611,000 | 1,252,000 | 1,952,000 | 2,685,000 |
| Income tax | 242,000 | 496,000 | 766,000 | 1,030,000 |
| Net income | 369,000 | 756,000 | 1,186,000 | 1,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,725,000 | 21,875,000 | 22,053,000 | 22,321,000 |
| Total capital | 23,139,000 | 23,278,000 | 23,445,000 | 23,695,000 |
| Risk-weighted assets | 112,982,000 | 112,228,000 | 111,252,000 | 109,743,000 |