Call reports 2009
FIRST NATIONAL BANK OF SUFFIELD, THE — 2009
What FIRST NATIONAL BANK OF SUFFIELD, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 193,279,000 | 197,754,000 | 199,704,000 | 201,151,000 |
| Total loans | 152,686,000 | 149,554,000 | 157,556,000 | 156,548,000 |
| Allowance for loan losses | 1,519,000 | 1,491,000 | 1,479,000 | 1,478,000 |
| Securities available for sale | 14,426,000 | 14,409,000 | 13,949,000 | 13,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,963,000 | 168,325,000 | 170,959,000 | 172,246,000 |
| Interest-bearing deposits | 131,011,000 | 131,977,000 | 139,578,000 | 134,423,000 |
| Noninterest-bearing deposits | 32,952,000 | 36,348,000 | 31,381,000 | 37,823,000 |
| Equity capital | 20,559,000 | 20,716,000 | 20,844,000 | 20,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,214,000 | 4,353,000 | 6,530,000 | 8,717,000 |
| Interest expense | 474,000 | 917,000 | 1,340,000 | 1,736,000 |
| Net interest income | 1,740,000 | 3,436,000 | 5,190,000 | 6,981,000 |
| Noninterest income | 298,000 | 707,000 | 914,000 | 1,186,000 |
| Noninterest expense | 1,346,000 | 2,792,000 | 4,145,000 | 5,543,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 642,000 | 1,301,000 | 1,909,000 | 2,574,000 |
| Income tax | 251,000 | 509,000 | 756,000 | 1,017,000 |
| Net income | 391,000 | 792,000 | 1,153,000 | 1,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,136,000 | 21,311,000 | 21,450,000 | 21,583,000 |
| Total capital | 22,540,000 | 22,691,000 | 22,873,000 | 23,011,000 |
| Risk-weighted assets | 112,181,000 | 110,239,000 | 113,333,000 | 114,127,000 |