Call reports 2008
FIRST NATIONAL BANK OF SUFFIELD, THE — 2008
What FIRST NATIONAL BANK OF SUFFIELD, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 183,181,000 | 176,767,000 | 179,104,000 | 183,079,000 |
| Total loans | 153,690,000 | 152,223,000 | 154,850,000 | 155,886,000 |
| Allowance for loan losses | 1,500,000 | 1,500,000 | 1,469,000 | 1,469,000 |
| Securities available for sale | 12,745,000 | 13,433,000 | 13,239,000 | 14,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,964,000 | 144,945,000 | 142,728,000 | 152,869,000 |
| Interest-bearing deposits | 117,484,000 | 111,921,000 | 113,212,000 | 119,160,000 |
| Noninterest-bearing deposits | 31,480,000 | 33,024,000 | 29,516,000 | 33,709,000 |
| Equity capital | 20,242,000 | 20,473,000 | 19,483,000 | 20,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,418,000 | 4,729,000 | 7,064,000 | 9,341,000 |
| Interest expense | 657,000 | 1,212,000 | 1,725,000 | 2,225,000 |
| Net interest income | 1,761,000 | 3,517,000 | 5,339,000 | 7,116,000 |
| Noninterest income | 210,000 | 436,000 | 627,000 | 846,000 |
| Noninterest expense | 1,277,000 | 2,566,000 | 3,815,000 | 5,135,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 664,000 | 1,357,000 | 217,000 | 893,000 |
| Income tax | 254,000 | 520,000 | 815,000 | 339,000 |
| Net income | 410,000 | 837,000 | -598,000 | 554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,764,000 | 21,034,000 | 20,812,000 | 20,874,000 |
| Total capital | 22,188,000 | 22,434,000 | 22,215,000 | 22,283,000 |
| Risk-weighted assets | 113,732,000 | 111,835,000 | 112,779,000 | 112,558,000 |