Call reports 2007
FIRST NATIONAL BANK OF SUFFIELD, THE — 2007
What FIRST NATIONAL BANK OF SUFFIELD, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 178,700,000 | 193,533,000 | 183,830,000 | 184,212,000 |
| Total loans | 152,857,000 | 156,345,000 | 156,253,000 | 155,041,000 |
| Allowance for loan losses | 1,437,000 | 1,466,000 | 1,487,000 | 1,470,000 |
| Securities available for sale | 14,869,000 | 13,340,000 | 12,127,000 | 11,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,401,000 | 164,901,000 | 153,879,000 | 153,686,000 |
| Interest-bearing deposits | 121,096,000 | 132,783,000 | 123,002,000 | 120,053,000 |
| Noninterest-bearing deposits | 31,305,000 | 32,118,000 | 30,877,000 | 33,633,000 |
| Equity capital | 20,022,000 | 20,278,000 | 20,615,000 | 19,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,401,000 | 4,875,000 | 7,433,000 | 9,903,000 |
| Interest expense | 676,000 | 1,391,000 | 2,182,000 | 2,918,000 |
| Net interest income | 1,725,000 | 3,484,000 | 5,251,000 | 6,985,000 |
| Noninterest income | 179,000 | 364,000 | 538,000 | 704,000 |
| Noninterest expense | 1,284,000 | 2,511,000 | 3,710,000 | 4,954,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 590,000 | 1,277,000 | 1,989,000 | 2,615,000 |
| Income tax | 225,000 | 489,000 | 762,000 | 999,000 |
| Net income | 365,000 | 788,000 | 1,227,000 | 1,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,047,000 | 20,380,000 | 20,727,000 | 20,560,000 |
| Total capital | 21,428,000 | 21,837,000 | 22,159,000 | 21,981,000 |
| Risk-weighted assets | 110,327,000 | 116,431,000 | 114,400,000 | 113,561,000 |