Call reports 2006
FIRST NATIONAL BANK OF SUFFIELD, THE — 2006
What FIRST NATIONAL BANK OF SUFFIELD, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 179,283,000 | 183,647,000 | 181,572,000 | 177,516,000 |
| Total loans | 143,419,000 | 147,187,000 | 149,028,000 | 149,648,000 |
| Allowance for loan losses | 1,380,000 | 1,347,000 | 1,377,000 | 1,404,000 |
| Securities available for sale | 23,926,000 | 21,436,000 | 20,648,000 | 16,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,091,000 | 156,786,000 | 143,882,000 | 149,952,000 |
| Interest-bearing deposits | 117,864,000 | 121,639,000 | 113,137,000 | 117,683,000 |
| Noninterest-bearing deposits | 31,227,000 | 35,147,000 | 30,745,000 | 32,269,000 |
| Equity capital | 18,629,000 | 18,942,000 | 19,253,000 | 19,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,222,000 | 4,514,000 | 6,868,000 | 9,271,000 |
| Interest expense | 517,000 | 1,077,000 | 1,732,000 | 2,431,000 |
| Net interest income | 1,705,000 | 3,437,000 | 5,136,000 | 6,840,000 |
| Noninterest income | 145,000 | 323,000 | 528,000 | 711,000 |
| Noninterest expense | 1,194,000 | 2,403,000 | 3,508,000 | 4,685,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 60,000 |
| Pretax income | 656,000 | 1,357,000 | 2,126,000 | 2,799,000 |
| Income tax | 251,000 | 519,000 | 802,000 | 1,067,000 |
| Net income | 405,000 | 838,000 | 1,324,000 | 1,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,776,000 | 19,125,000 | 19,252,000 | 19,525,000 |
| Total capital | 20,179,000 | 20,471,000 | 20,620,000 | 20,876,000 |
| Risk-weighted assets | 112,128,000 | 107,548,000 | 109,359,000 | 107,890,000 |