Call reports 2005
FIRST NATIONAL BANK OF SUFFIELD, THE — 2005
What FIRST NATIONAL BANK OF SUFFIELD, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 178,745,000 | 178,287,000 | 178,857,000 | 182,328,000 |
| Total loans | 136,765,000 | 138,326,000 | 142,645,000 | 142,664,000 |
| Allowance for loan losses | 1,297,000 | 1,327,000 | 1,344,000 | 1,380,000 |
| Securities available for sale | 28,608,000 | 28,964,000 | 25,341,000 | 24,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,179,000 | 152,056,000 | 146,420,000 | 153,847,000 |
| Interest-bearing deposits | 123,348,000 | 120,528,000 | 115,743,000 | 120,072,000 |
| Noninterest-bearing deposits | 29,831,000 | 31,528,000 | 30,677,000 | 33,775,000 |
| Equity capital | 17,522,000 | 17,909,000 | 18,131,000 | 18,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,038,000 | 4,139,000 | 6,293,000 | 8,451,000 |
| Interest expense | 363,000 | 758,000 | 1,196,000 | 1,697,000 |
| Net interest income | 1,675,000 | 3,381,000 | 5,097,000 | 6,754,000 |
| Noninterest income | 176,000 | 341,000 | 469,000 | 622,000 |
| Noninterest expense | 1,151,000 | 2,318,000 | 3,492,000 | 4,624,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 120,000 |
| Pretax income | 664,000 | 1,338,000 | 1,968,000 | 2,606,000 |
| Income tax | 257,000 | 522,000 | 759,000 | 1,004,000 |
| Net income | 407,000 | 816,000 | 1,209,000 | 1,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,615,000 | 18,191,000 | 18,021,000 | 18,200,000 |
| Total capital | 18,879,000 | 19,469,000 | 19,327,000 | 19,529,000 |
| Risk-weighted assets | 100,962,000 | 102,121,000 | 104,310,000 | 106,156,000 |