Call reports 2004
FIRST NATIONAL BANK OF SUFFIELD, THE — 2004
What FIRST NATIONAL BANK OF SUFFIELD, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 166,403,000 | 179,490,000 | 181,249,000 | 177,638,000 |
| Total loans | 130,517,000 | 137,670,000 | 140,678,000 | 137,329,000 |
| Allowance for loan losses | 1,261,000 | 1,274,000 | 1,267,000 | 1,267,000 |
| Securities available for sale | 24,327,000 | 26,825,000 | 25,434,000 | 26,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,440,000 | 150,512,000 | 148,266,000 | 152,169,000 |
| Interest-bearing deposits | 115,145,000 | 122,803,000 | 117,044,000 | 123,287,000 |
| Noninterest-bearing deposits | 24,295,000 | 27,709,000 | 31,222,000 | 28,882,000 |
| Equity capital | 16,820,000 | 16,741,000 | 17,114,000 | 17,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,046,000 | 3,972,000 | 5,978,000 | 7,993,000 |
| Interest expense | 352,000 | 705,000 | 1,077,000 | 1,444,000 |
| Net interest income | 1,694,000 | 3,267,000 | 4,901,000 | 6,549,000 |
| Noninterest income | 219,000 | 385,000 | 545,000 | 684,000 |
| Noninterest expense | 1,142,000 | 2,311,000 | 3,421,000 | 4,479,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 761,000 | 1,333,000 | 2,016,000 | 2,732,000 |
| Income tax | 303,000 | 531,000 | 774,000 | 1,043,000 |
| Net income | 458,000 | 802,000 | 1,242,000 | 1,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,720,000 | 16,920,000 | 17,165,000 | 17,243,000 |
| Total capital | 17,851,000 | 18,155,000 | 18,429,000 | 18,495,000 |
| Risk-weighted assets | 90,983,000 | 98,614,000 | 101,000,000 | 100,108,000 |