Call reports 2003
FIRST NATIONAL BANK OF SUFFIELD, THE — 2003
What FIRST NATIONAL BANK OF SUFFIELD, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 151,056,000 | 163,803,000 | 165,884,000 | 170,056,000 |
| Total loans | 120,821,000 | 127,767,000 | 134,649,000 | 136,911,000 |
| Allowance for loan losses | 1,235,000 | 1,268,000 | 1,300,000 | 1,362,000 |
| Securities available for sale | 20,727,000 | 23,637,000 | 22,249,000 | 22,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,590,000 | 138,181,000 | 134,485,000 | 140,736,000 |
| Interest-bearing deposits | 108,217,000 | 112,473,000 | 111,246,000 | 115,690,000 |
| Noninterest-bearing deposits | 21,373,000 | 25,708,000 | 23,239,000 | 25,046,000 |
| Equity capital | 15,801,000 | 16,131,000 | 16,295,000 | 16,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,942,000 | 4,004,000 | 5,968,000 | 7,902,000 |
| Interest expense | 422,000 | 838,000 | 1,212,000 | 1,571,000 |
| Net interest income | 1,520,000 | 3,166,000 | 4,756,000 | 6,331,000 |
| Noninterest income | 133,000 | 420,000 | 754,000 | 865,000 |
| Noninterest expense | 1,010,000 | 2,075,000 | 3,200,000 | 4,178,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 150,000 |
| Pretax income | 613,000 | 1,462,000 | 2,233,000 | 2,887,000 |
| Income tax | 237,000 | 564,000 | 878,000 | 1,137,000 |
| Net income | 376,000 | 898,000 | 1,355,000 | 1,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,541,000 | 15,939,000 | 16,164,000 | 16,309,000 |
| Total capital | 16,579,000 | 17,047,000 | 17,306,000 | 17,467,000 |
| Risk-weighted assets | 82,822,000 | 88,503,000 | 91,177,000 | 92,445,000 |