Call reports 2002
FIRST NATIONAL BANK OF SUFFIELD, THE — 2002
What FIRST NATIONAL BANK OF SUFFIELD, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 137,146,000 | 145,224,000 | 144,140,000 | 149,060,000 |
| Total loans | 110,875,000 | 107,353,000 | 109,479,000 | 113,692,000 |
| Allowance for loan losses | 1,128,000 | 1,156,000 | 1,192,000 | 1,225,000 |
| Securities available for sale | 17,050,000 | 23,340,000 | 22,559,000 | 23,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,881,000 | 127,180,000 | 123,261,000 | 128,455,000 |
| Interest-bearing deposits | 98,541,000 | 104,281,000 | 100,403,000 | 105,924,000 |
| Noninterest-bearing deposits | 19,340,000 | 22,899,000 | 22,858,000 | 22,531,000 |
| Equity capital | 14,774,000 | 15,087,000 | 15,458,000 | 15,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,082,000 | 4,118,000 | 6,126,000 | 8,124,000 |
| Interest expense | 613,000 | 1,210,000 | 1,734,000 | 2,209,000 |
| Net interest income | 1,469,000 | 2,908,000 | 4,392,000 | 5,915,000 |
| Noninterest income | 100,000 | 207,000 | 327,000 | 452,000 |
| Noninterest expense | 879,000 | 1,818,000 | 2,782,000 | 3,756,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 660,000 | 1,237,000 | 1,847,000 | 2,491,000 |
| Income tax | 248,000 | 464,000 | 648,000 | 848,000 |
| Net income | 412,000 | 773,000 | 1,199,000 | 1,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,698,000 | 14,881,000 | 15,403,000 | 15,475,000 |
| Total capital | 15,666,000 | 15,859,000 | 16,385,000 | 16,478,000 |
| Risk-weighted assets | 77,274,000 | 78,077,000 | 78,347,000 | 79,997,000 |