Call reports 2001
FIRST NATIONAL BANK OF SUFFIELD, THE — 2001
What FIRST NATIONAL BANK OF SUFFIELD, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 124,772,000 | 130,186,000 | 130,678,000 | 137,827,000 |
| Total loans | 87,901,000 | 97,442,000 | 102,445,000 | 109,641,000 |
| Allowance for loan losses | 1,078,000 | 1,091,000 | 1,110,000 | 1,103,000 |
| Securities available for sale | 25,873,000 | 23,365,000 | 17,335,000 | 18,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,625,000 | 113,141,000 | 113,242,000 | 119,137,000 |
| Interest-bearing deposits | 88,768,000 | 93,014,000 | 93,150,000 | 96,435,000 |
| Noninterest-bearing deposits | 18,857,000 | 20,127,000 | 20,092,000 | 22,702,000 |
| Equity capital | 13,862,000 | 14,083,000 | 14,457,000 | 14,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,102,000 | 4,223,000 | 6,337,000 | 8,450,000 |
| Interest expense | 745,000 | 1,501,000 | 2,221,000 | 2,903,000 |
| Net interest income | 1,357,000 | 2,722,000 | 4,116,000 | 5,547,000 |
| Noninterest income | 97,000 | 201,000 | 316,000 | 424,000 |
| Noninterest expense | 884,000 | 1,822,000 | 2,695,000 | 3,492,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 45,000 |
| Pretax income | 578,000 | 1,094,000 | 1,715,000 | 2,442,000 |
| Income tax | 205,000 | 381,000 | 605,000 | 882,000 |
| Net income | 373,000 | 713,000 | 1,110,000 | 1,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,713,000 | 13,952,000 | 14,249,000 | 14,533,000 |
| Total capital | 14,540,000 | 14,827,000 | 15,152,000 | 15,494,000 |
| Risk-weighted assets | 65,578,000 | 69,708,000 | 71,944,000 | 76,700,000 |