Call reports 2025
FARMERS STATE BANK & TRUST COMPANY — 2025
What FARMERS STATE BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 173,086,000 | 168,814,000 | 169,399,000 | 170,668,000 |
| Total loans | 77,110,000 | 76,664,000 | 77,472,000 | 79,901,000 |
| Allowance for loan losses | 1,574,000 | 1,548,000 | 1,548,000 | 1,550,000 |
| Securities available for sale | 40,220,000 | 39,375,000 | 41,526,000 | 44,265,000 |
| Securities held to maturity | 17,419,000 | 17,128,000 | 16,741,000 | 16,445,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,298,000 | 154,294,000 | 153,694,000 | 154,570,000 |
| Interest-bearing deposits | 106,455,000 | 103,453,000 | 101,654,000 | 106,608,000 |
| Noninterest-bearing deposits | 52,843,000 | 50,841,000 | 52,040,000 | 47,962,000 |
| Equity capital | 12,592,000 | 13,158,000 | 14,226,000 | 14,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,211,000 | 4,483,000 | 6,774,000 | 9,076,000 |
| Interest expense | 531,000 | 1,045,000 | 1,568,000 | 2,108,000 |
| Net interest income | 1,680,000 | 3,438,000 | 5,206,000 | 6,968,000 |
| Noninterest income | 256,000 | 471,000 | 714,000 | 948,000 |
| Noninterest expense | 1,063,000 | 2,171,000 | 3,313,000 | 4,504,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 873,000 | 1,738,000 | 2,607,000 | 3,412,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 873,000 | 1,738,000 | 2,607,000 | 3,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,356,000 | 15,901,000 | 16,472,000 | 16,963,000 |