Call reports 2023
FARMERS STATE BANK & TRUST COMPANY — 2023
What FARMERS STATE BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 161,573,000 | 160,368,000 | 159,977,000 | 164,256,000 |
| Total loans | 81,132,000 | 82,629,000 | 80,081,000 | 78,099,000 |
| Allowance for loan losses | 1,545,000 | 1,545,000 | 1,545,000 | 1,588,000 |
| Securities available for sale | 25,521,000 | 24,947,000 | 24,365,000 | 27,119,000 |
| Securities held to maturity | 22,043,000 | 19,443,000 | 19,109,000 | 18,889,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,379,000 | 147,976,000 | 147,865,000 | 150,347,000 |
| Interest-bearing deposits | 94,010,000 | 96,768,000 | 97,444,000 | 99,291,000 |
| Noninterest-bearing deposits | 53,369,000 | 51,208,000 | 50,421,000 | 51,056,000 |
| Equity capital | 13,109,000 | 11,160,000 | 11,069,000 | 12,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,746,000 | 3,683,000 | 5,704,000 | 7,763,000 |
| Interest expense | 211,000 | 515,000 | 888,000 | 1,325,000 |
| Net interest income | 1,535,000 | 3,168,000 | 4,816,000 | 6,438,000 |
| Noninterest income | 247,000 | 474,000 | 707,000 | 1,389,000 |
| Noninterest expense | 1,060,000 | 2,133,000 | 3,242,000 | 4,613,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 722,000 | 1,509,000 | 2,281,000 | 3,164,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 722,000 | 1,509,000 | 2,281,000 | 3,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,212,000 | 14,754,000 | 15,258,000 | 15,876,000 |