Call reports 2021
FARMERS STATE BANK & TRUST COMPANY — 2021
What FARMERS STATE BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 148,234,000 | 146,327,000 | 143,316,000 | 145,858,000 |
| Total loans | 80,159,000 | 82,867,000 | 79,330,000 | 77,369,000 |
| Allowance for loan losses | 1,518,000 | 1,545,000 | 1,518,000 | 1,507,000 |
| Securities available for sale | 35,674,000 | 36,582,000 | 34,367,000 | 38,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,342,000 | 131,058,000 | 127,698,000 | 130,450,000 |
| Interest-bearing deposits | 79,506,000 | 76,806,000 | 74,009,000 | 75,531,000 |
| Noninterest-bearing deposits | 53,836,000 | 54,252,000 | 53,689,000 | 54,919,000 |
| Equity capital | 13,857,000 | 14,182,000 | 14,312,000 | 14,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,284,000 | 2,585,000 | 3,890,000 | 5,224,000 |
| Interest expense | 86,000 | 165,000 | 231,000 | 299,000 |
| Net interest income | 1,198,000 | 2,420,000 | 3,659,000 | 4,925,000 |
| Noninterest income | 225,000 | 429,000 | 631,000 | 781,000 |
| Noninterest expense | 964,000 | 1,946,000 | 2,921,000 | 3,948,000 |
| Provision for loan losses | 20,000 | 40,000 | 65,000 | 45,000 |
| Pretax income | 439,000 | 863,000 | 1,314,000 | 1,723,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 439,000 | 863,000 | 1,314,000 | 1,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,925,000 | 13,203,000 | 13,520,000 | 13,571,000 |