Call reports 2020
FARMERS STATE BANK & TRUST COMPANY — 2020
What FARMERS STATE BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 121,045,000 | 137,743,000 | 136,929,000 | 139,406,000 |
| Total loans | 71,658,000 | 81,692,000 | 84,184,000 | 81,476,000 |
| Allowance for loan losses | 1,347,000 | 1,420,000 | 1,480,000 | 1,499,000 |
| Securities available for sale | 30,818,000 | 31,797,000 | 30,400,000 | 32,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,767,000 | 123,021,000 | 121,693,000 | 124,265,000 |
| Interest-bearing deposits | 67,915,000 | 72,180,000 | 71,762,000 | 75,123,000 |
| Noninterest-bearing deposits | 39,852,000 | 50,841,000 | 49,931,000 | 49,142,000 |
| Equity capital | 13,005,000 | 13,874,000 | 14,284,000 | 14,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,338,000 | 2,621,000 | 3,960,000 | 5,291,000 |
| Interest expense | 112,000 | 220,000 | 327,000 | 431,000 |
| Net interest income | 1,226,000 | 2,401,000 | 3,633,000 | 4,860,000 |
| Noninterest income | 195,000 | 365,000 | 560,000 | 756,000 |
| Noninterest expense | 1,030,000 | 1,994,000 | 2,964,000 | 4,244,000 |
| Provision for loan losses | 0 | 60,000 | 120,000 | 160,000 |
| Pretax income | 410,000 | 731,000 | 1,128,000 | 1,231,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 410,000 | 731,000 | 1,128,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,393,000 | 12,684,000 | 13,080,000 | 13,184,000 |
| Total capital | 13,402,000 | 13,837,000 | 14,248,000 | — |
| Risk-weighted assets | 80,343,000 | 91,942,000 | 93,135,000 | — |