Call reports 2019
FARMERS STATE BANK & TRUST COMPANY — 2019
What FARMERS STATE BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 110,090,000 | 112,426,000 | 116,358,000 | 112,653,000 |
| Total loans | 70,380,000 | 74,533,000 | 76,639,000 | 73,493,000 |
| Allowance for loan losses | 1,305,000 | 1,316,000 | 1,334,000 | 1,355,000 |
| Securities available for sale | 29,648,000 | 27,162,000 | 27,736,000 | 28,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,286,000 | 98,926,000 | 102,223,000 | 98,692,000 |
| Interest-bearing deposits | 63,164,000 | 65,773,000 | 67,453,000 | 64,022,000 |
| Noninterest-bearing deposits | 34,122,000 | 33,153,000 | 34,770,000 | 34,670,000 |
| Equity capital | 12,285,000 | 12,909,000 | 13,344,000 | 13,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,327,000 | 2,702,000 | 4,131,000 | 5,534,000 |
| Interest expense | 91,000 | 193,000 | 305,000 | 427,000 |
| Net interest income | 1,236,000 | 2,509,000 | 3,826,000 | 5,107,000 |
| Noninterest income | 234,000 | 430,000 | 651,000 | 858,000 |
| Noninterest expense | 1,026,000 | 2,031,000 | 3,033,000 | 4,141,000 |
| Provision for loan losses | 30,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 414,000 | 864,000 | 1,370,000 | 1,720,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 414,000 | 864,000 | 1,370,000 | 1,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,896,000 | 12,200,000 | 12,561,000 | 12,739,000 |
| Total capital | 12,877,000 | 13,252,000 | 13,617,000 | 13,782,000 |
| Risk-weighted assets | 78,176,000 | 83,915,000 | 84,162,000 | 83,106,000 |