Call reports 2017
FARMERS STATE BANK & TRUST COMPANY — 2017
What FARMERS STATE BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 106,620,000 | 107,846,000 | 106,782,000 | 112,984,000 |
| Total loans | 70,035,000 | 72,334,000 | 72,939,000 | 74,794,000 |
| Allowance for loan losses | 1,191,000 | 1,230,000 | 1,222,000 | 1,260,000 |
| Securities available for sale | 25,790,000 | 24,744,000 | 23,858,000 | 22,891,000 |
| Securities held to maturity | 905,000 | 910,000 | 915,000 | 920,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,264,000 | 96,001,000 | 94,500,000 | 100,812,000 |
| Interest-bearing deposits | 59,833,000 | 61,209,000 | 60,635,000 | 61,735,000 |
| Noninterest-bearing deposits | 34,431,000 | 34,792,000 | 33,865,000 | 39,077,000 |
| Equity capital | 10,980,000 | 11,457,000 | 11,748,000 | 11,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,187,000 | 2,446,000 | 3,720,000 | 5,018,000 |
| Interest expense | 43,000 | 90,000 | 138,000 | 192,000 |
| Net interest income | 1,144,000 | 2,356,000 | 3,582,000 | 4,826,000 |
| Noninterest income | 228,000 | 422,000 | 590,000 | 795,000 |
| Noninterest expense | 974,000 | 1,960,000 | 2,924,000 | 4,008,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 90,000 |
| Pretax income | 368,000 | 785,000 | 1,215,000 | 1,550,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 368,000 | 785,000 | 1,215,000 | 1,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,846,000 | 11,147,000 | 11,447,000 | 11,663,000 |
| Total capital | 11,844,000 | 12,179,000 | 12,474,000 | 12,710,000 |
| Risk-weighted assets | 79,675,000 | 82,375,000 | 82,032,000 | 83,549,000 |