Call reports 2016
FARMERS STATE BANK & TRUST COMPANY — 2016
What FARMERS STATE BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 107,531,000 | 105,495,000 | 105,207,000 | 104,930,000 |
| Total loans | 67,943,000 | 69,115,000 | 66,597,000 | 68,289,000 |
| Allowance for loan losses | 1,128,000 | 1,144,000 | 1,165,000 | 1,182,000 |
| Securities available for sale | 24,301,000 | 23,811,000 | 23,815,000 | 24,686,000 |
| Securities held to maturity | 888,000 | 892,000 | 897,000 | 901,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,844,000 | 94,127,000 | 93,533,000 | 93,718,000 |
| Interest-bearing deposits | 59,786,000 | 59,694,000 | 58,779,000 | 57,410,000 |
| Noninterest-bearing deposits | 37,059,000 | 34,433,000 | 34,754,000 | 36,308,000 |
| Equity capital | 10,447,000 | 10,916,000 | 11,154,000 | 10,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,160,000 | 2,336,000 | 3,545,000 | 4,739,000 |
| Interest expense | 38,000 | 77,000 | 120,000 | 162,000 |
| Net interest income | 1,122,000 | 2,259,000 | 3,425,000 | 4,577,000 |
| Noninterest income | 217,000 | 422,000 | 708,000 | 919,000 |
| Noninterest expense | 928,000 | 1,870,000 | 2,854,000 | 3,794,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 381,000 | 751,000 | 1,189,000 | 1,582,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 381,000 | 751,000 | 1,189,000 | 1,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,039,000 | 10,273,000 | 10,586,000 | 10,960,000 |
| Total capital | 11,018,000 | 11,256,000 | 11,546,000 | 11,944,000 |
| Risk-weighted assets | 78,161,000 | 78,466,000 | 76,593,000 | 78,508,000 |