Call reports 2015
FARMERS STATE BANK & TRUST COMPANY — 2015
What FARMERS STATE BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 102,578,000 | 106,834,000 | 103,666,000 | 101,202,000 |
| Total loans | 64,170,000 | 64,654,000 | 68,442,000 | 67,294,000 |
| Allowance for loan losses | 1,052,000 | 1,079,000 | 1,105,000 | 1,104,000 |
| Securities available for sale | 22,528,000 | 23,978,000 | 24,381,000 | 23,913,000 |
| Securities held to maturity | 403,000 | 876,000 | 879,000 | 884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,638,000 | 96,704,000 | 92,977,000 | 90,652,000 |
| Interest-bearing deposits | 59,720,000 | 59,550,000 | 58,111,000 | 55,781,000 |
| Noninterest-bearing deposits | 32,918,000 | 37,154,000 | 34,866,000 | 34,871,000 |
| Equity capital | 9,786,000 | 9,834,000 | 10,244,000 | 10,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,071,000 | 2,192,000 | 3,387,000 | 4,547,000 |
| Interest expense | 36,000 | 73,000 | 111,000 | 149,000 |
| Net interest income | 1,035,000 | 2,119,000 | 3,276,000 | 4,398,000 |
| Noninterest income | 239,000 | 433,000 | 634,000 | 884,000 |
| Noninterest expense | 918,000 | 1,854,000 | 2,781,000 | 3,828,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 326,000 | 638,000 | 1,085,000 | 1,379,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 326,000 | 638,000 | 1,085,000 | 1,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,384,000 | 9,574,000 | 9,917,000 | 9,970,000 |
| Total capital | 10,302,000 | 10,485,000 | 10,865,000 | 10,899,000 |
| Risk-weighted assets | 73,305,000 | 72,739,000 | 75,669,000 | 74,141,000 |