Call reports 2014
FARMERS STATE BANK & TRUST COMPANY — 2014
What FARMERS STATE BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 96,703,000 | 100,787,000 | 99,100,000 | 99,623,000 |
| Total loans | 55,919,000 | 61,953,000 | 62,158,000 | 60,525,000 |
| Allowance for loan losses | 896,000 | 948,000 | 992,000 | 1,019,000 |
| Securities available for sale | 23,920,000 | 22,158,000 | 20,634,000 | 22,383,000 |
| Securities held to maturity | 382,000 | 387,000 | 392,000 | 397,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,525,000 | 91,081,000 | 89,235,000 | 89,909,000 |
| Interest-bearing deposits | 57,060,000 | 58,910,000 | 57,769,000 | 56,100,000 |
| Noninterest-bearing deposits | 30,465,000 | 32,171,000 | 31,466,000 | 33,809,000 |
| Equity capital | 9,099,000 | 9,429,000 | 9,510,000 | 9,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,018,000 | 2,083,000 | 3,194,000 | 4,303,000 |
| Interest expense | 34,000 | 69,000 | 107,000 | 144,000 |
| Net interest income | 984,000 | 2,014,000 | 3,087,000 | 4,159,000 |
| Noninterest income | 293,000 | 898,000 | 1,132,000 | 1,342,000 |
| Noninterest expense | 923,000 | 1,971,000 | 2,912,000 | 3,860,000 |
| Provision for loan losses | 30,000 | 110,000 | 140,000 | 170,000 |
| Pretax income | 324,000 | 839,000 | 1,175,000 | 1,479,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 324,000 | 839,000 | 1,175,000 | 1,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,772,000 | 9,082,000 | 9,149,000 | 9,335,000 |
| Total capital | 9,558,000 | 9,944,000 | 10,005,000 | 10,184,000 |
| Risk-weighted assets | 62,769,000 | 68,870,000 | 68,330,000 | 67,769,000 |