Call reports 2013
FARMERS STATE BANK & TRUST COMPANY — 2013
What FARMERS STATE BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 96,281,000 | 92,401,000 | 92,628,000 | 91,787,000 |
| Total loans | 43,120,000 | 45,165,000 | 46,868,000 | 52,901,000 |
| Allowance for loan losses | 842,000 | 847,000 | 861,000 | 869,000 |
| Securities available for sale | 29,282,000 | 30,300,000 | 28,195,000 | 24,945,000 |
| Securities held to maturity | 362,000 | 367,000 | 373,000 | 377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,487,000 | 83,689,000 | 83,787,000 | 82,770,000 |
| Interest-bearing deposits | 58,828,000 | 55,677,000 | 54,126,000 | 55,185,000 |
| Noninterest-bearing deposits | 28,659,000 | 28,012,000 | 29,661,000 | 27,585,000 |
| Equity capital | 8,631,000 | 8,380,000 | 8,552,000 | 8,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 924,000 | 1,845,000 | 2,815,000 | 3,846,000 |
| Interest expense | 45,000 | 83,000 | 121,000 | 156,000 |
| Net interest income | 879,000 | 1,762,000 | 2,694,000 | 3,690,000 |
| Noninterest income | 240,000 | 477,000 | 707,000 | 967,000 |
| Noninterest expense | 881,000 | 1,787,000 | 2,710,000 | 3,630,000 |
| Provision for loan losses | 30,000 | 50,000 | 65,000 | 80,000 |
| Pretax income | 208,000 | 402,000 | 626,000 | 999,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 208,000 | 402,000 | 626,000 | 999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,008,000 | 8,150,000 | 8,279,000 | 8,684,000 |
| Total capital | 8,670,000 | 8,828,000 | 8,969,000 | 9,427,000 |
| Risk-weighted assets | 52,754,000 | 54,045,000 | 55,017,000 | 59,294,000 |