Call reports 2012
FARMERS STATE BANK & TRUST COMPANY — 2012
What FARMERS STATE BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 91,203,000 | 94,789,000 | 93,832,000 | 92,440,000 |
| Total loans | 47,423,000 | 47,843,000 | 46,862,000 | 43,618,000 |
| Allowance for loan losses | 866,000 | 866,000 | 857,000 | 874,000 |
| Securities available for sale | 24,585,000 | 29,156,000 | 28,533,000 | 30,018,000 |
| Securities held to maturity | 343,000 | 346,000 | 352,000 | 357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,776,000 | 85,929,000 | 84,584,000 | 83,312,000 |
| Interest-bearing deposits | 58,826,000 | 59,766,000 | 58,127,000 | 56,651,000 |
| Noninterest-bearing deposits | 23,950,000 | 26,163,000 | 26,457,000 | 26,661,000 |
| Equity capital | 8,201,000 | 8,504,000 | 8,829,000 | 8,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,064,000 | 2,114,000 | 3,166,000 | 4,156,000 |
| Interest expense | 76,000 | 145,000 | 205,000 | 256,000 |
| Net interest income | 988,000 | 1,969,000 | 2,961,000 | 3,900,000 |
| Noninterest income | 275,000 | 610,000 | 846,000 | 1,174,000 |
| Noninterest expense | 915,000 | 1,810,000 | 2,714,000 | 3,638,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 170,000 |
| Pretax income | 318,000 | 799,000 | 1,093,000 | 1,412,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 318,000 | 799,000 | 1,093,000 | 1,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,589,000 | 7,949,000 | 8,108,000 | 8,342,000 |
| Total capital | 8,271,000 | 8,630,000 | 8,778,000 | 8,982,000 |
| Risk-weighted assets | 54,387,000 | 54,304,000 | 53,426,000 | 50,973,000 |