Call reports 2011
FARMERS STATE BANK & TRUST COMPANY — 2011
What FARMERS STATE BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 90,931,000 | 97,632,000 | 90,387,000 | 87,883,000 |
| Total loans | 46,281,000 | 48,039,000 | 47,681,000 | 47,691,000 |
| Allowance for loan losses | 772,000 | 782,000 | 823,000 | 831,000 |
| Securities available for sale | 26,856,000 | 27,939,000 | 24,229,000 | 22,582,000 |
| Securities held to maturity | 325,000 | 329,000 | 334,000 | 337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,054,000 | 88,875,000 | 81,385,000 | 78,865,000 |
| Interest-bearing deposits | 62,119,000 | 62,503,000 | 57,382,000 | 55,262,000 |
| Noninterest-bearing deposits | 20,935,000 | 26,372,000 | 24,003,000 | 23,603,000 |
| Equity capital | 7,559,000 | 8,153,000 | 8,543,000 | 8,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,080,000 | 2,207,000 | 3,330,000 | 4,421,000 |
| Interest expense | 130,000 | 253,000 | 354,000 | 434,000 |
| Net interest income | 950,000 | 1,954,000 | 2,976,000 | 3,987,000 |
| Noninterest income | 271,000 | 529,000 | 795,000 | 1,036,000 |
| Noninterest expense | 903,000 | 1,795,000 | 2,672,000 | 3,525,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 288,000 | 628,000 | 1,037,000 | 1,406,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 288,000 | 628,000 | 1,037,000 | 1,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,396,000 | 7,659,000 | 7,898,000 | 8,119,000 |
| Total capital | 8,083,000 | 8,378,000 | 8,584,000 | 8,800,000 |
| Risk-weighted assets | 54,839,000 | 57,475,000 | 54,717,000 | 54,340,000 |