Call reports 2010
FARMERS STATE BANK & TRUST COMPANY — 2010
What FARMERS STATE BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 83,765,000 | 83,684,000 | 88,497,000 | 87,179,000 |
| Total loans | 41,627,000 | 44,442,000 | 46,199,000 | 45,283,000 |
| Allowance for loan losses | 773,000 | 780,000 | 776,000 | 765,000 |
| Securities available for sale | 25,315,000 | 24,348,000 | 25,215,000 | 25,782,000 |
| Securities held to maturity | 308,000 | 312,000 | 316,000 | 320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,943,000 | 75,375,000 | 79,940,000 | 79,183,000 |
| Interest-bearing deposits | 57,006,000 | 57,277,000 | 59,411,000 | 58,585,000 |
| Noninterest-bearing deposits | 18,937,000 | 18,098,000 | 20,529,000 | 20,598,000 |
| Equity capital | 7,487,000 | 7,878,000 | 8,073,000 | 7,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,026,000 | 2,113,000 | 3,235,000 | 4,317,000 |
| Interest expense | 162,000 | 312,000 | 466,000 | 602,000 |
| Net interest income | 864,000 | 1,801,000 | 2,769,000 | 3,715,000 |
| Noninterest income | 251,000 | 499,000 | 779,000 | 1,046,000 |
| Noninterest expense | 810,000 | 1,595,000 | 2,492,000 | 3,464,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 275,000 | 645,000 | 1,095,000 | 1,306,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 275,000 | 645,000 | 1,095,000 | 1,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,992,000 | 7,275,000 | 7,608,000 | 7,672,000 |
| Total capital | 7,618,000 | 7,932,000 | 8,293,000 | 8,342,000 |
| Risk-weighted assets | 49,929,000 | 52,475,000 | 54,742,000 | 53,498,000 |