Call reports 2009
FARMERS STATE BANK & TRUST COMPANY — 2009
What FARMERS STATE BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 81,636,000 | 81,059,000 | 80,599,000 | 81,070,000 |
| Total loans | 42,011,000 | 42,974,000 | 43,558,000 | 42,116,000 |
| Allowance for loan losses | 715,000 | 733,000 | 759,000 | 747,000 |
| Securities available for sale | 22,101,000 | 20,667,000 | 21,376,000 | 23,503,000 |
| Securities held to maturity | 0 | 296,000 | 300,000 | 304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,158,000 | 72,869,000 | 72,133,000 | 72,951,000 |
| Interest-bearing deposits | 54,784,000 | 54,559,000 | 54,440,000 | 54,192,000 |
| Noninterest-bearing deposits | 19,374,000 | 18,310,000 | 17,693,000 | 18,759,000 |
| Equity capital | 7,090,000 | 7,231,000 | 7,652,000 | 7,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,115,000 | 2,246,000 | 3,379,000 | 4,491,000 |
| Interest expense | 290,000 | 560,000 | 786,000 | 972,000 |
| Net interest income | 825,000 | 1,686,000 | 2,593,000 | 3,519,000 |
| Noninterest income | 220,000 | 457,000 | 704,000 | 946,000 |
| Noninterest expense | 780,000 | 1,631,000 | 2,363,000 | 3,145,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 235,000 | 452,000 | 844,000 | 1,200,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 235,000 | 452,000 | 844,000 | 1,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,632,000 | 6,769,000 | 6,951,000 | 7,178,000 |
| Total capital | 7,244,000 | 7,367,000 | 7,581,000 | 7,797,000 |
| Risk-weighted assets | 48,883,000 | 49,664,000 | 50,290,000 | 49,414,000 |