Call reports 2006
FARMERS STATE BANK & TRUST COMPANY — 2006
What FARMERS STATE BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 60,190,000 | 60,114,000 | 67,947,000 | 68,643,000 |
| Total loans | 39,529,000 | 41,017,000 | 41,628,000 | 41,549,000 |
| Allowance for loan losses | 669,000 | 685,000 | 721,000 | 695,000 |
| Securities available for sale | 12,630,000 | 13,152,000 | 16,030,000 | 18,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,539,000 | 54,317,000 | 61,695,000 | 62,422,000 |
| Interest-bearing deposits | 39,478,000 | 38,845,000 | 47,287,000 | 47,332,000 |
| Noninterest-bearing deposits | 15,061,000 | 15,472,000 | 14,408,000 | 15,090,000 |
| Equity capital | 5,319,000 | 5,421,000 | 5,739,000 | 5,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 903,000 | 1,870,000 | 2,954,000 | 4,093,000 |
| Interest expense | 185,000 | 392,000 | 720,000 | 1,098,000 |
| Net interest income | 718,000 | 1,478,000 | 2,234,000 | 2,995,000 |
| Noninterest income | 178,000 | 359,000 | 578,000 | 807,000 |
| Noninterest expense | 614,000 | 1,254,000 | 1,879,000 | 2,568,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 267,000 | 553,000 | 888,000 | 1,174,000 |
| Income tax | 0 | 0 | 6,000 | 6,000 |
| Net income | 267,000 | 553,000 | 882,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,362,000 | 5,544,000 | 5,729,000 | 5,888,000 |
| Total capital | 5,862,000 | 6,058,000 | 6,267,000 | 6,434,000 |
| Risk-weighted assets | 39,821,000 | 40,958,000 | 42,837,000 | 43,532,000 |