Call reports 2002
FARMERS STATE BANK & TRUST COMPANY — 2002
What FARMERS STATE BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 59,175,000 | 57,721,000 | 58,108,000 | 59,630,000 |
| Total loans | 27,829,000 | 27,779,000 | 27,721,000 | 27,274,000 |
| Allowance for loan losses | 489,000 | 514,000 | 505,000 | 508,000 |
| Securities available for sale | 21,665,000 | 22,332,000 | 21,018,000 | 19,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,243,000 | 50,339,000 | 50,417,000 | 52,047,000 |
| Interest-bearing deposits | 43,153,000 | 41,828,000 | 41,863,000 | 42,461,000 |
| Noninterest-bearing deposits | 9,090,000 | 8,511,000 | 8,554,000 | 9,586,000 |
| Equity capital | 6,600,000 | 6,891,000 | 7,103,000 | 7,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,761,000 | 2,618,000 | 3,452,000 |
| Interest expense | 305,000 | 567,000 | 800,000 | 1,014,000 |
| Net interest income | 586,000 | 1,194,000 | 1,818,000 | 2,438,000 |
| Noninterest income | 128,000 | 246,000 | 360,000 | 470,000 |
| Noninterest expense | 570,000 | 1,096,000 | 1,714,000 | 2,423,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 144,000 | 367,000 | 488,000 | 509,000 |
| Income tax | 41,000 | 108,000 | 142,000 | 142,000 |
| Net income | 103,000 | 259,000 | 346,000 | 367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,583,000 | 6,711,000 | 6,797,000 | 6,735,000 |
| Total capital | 6,965,000 | 7,083,000 | 7,171,000 | 7,110,000 |
| Risk-weighted assets | 30,476,000 | 29,647,000 | 29,826,000 | 29,864,000 |