Call reports 2001
FARMERS STATE BANK & TRUST COMPANY — 2001
What FARMERS STATE BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 56,619,000 | 57,591,000 | 58,323,000 | 59,176,000 |
| Total loans | 30,768,000 | 30,688,000 | 30,002,000 | 29,397,000 |
| Allowance for loan losses | 415,000 | 381,000 | 521,000 | 501,000 |
| Securities available for sale | 16,618,000 | 15,016,000 | 20,610,000 | 20,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,627,000 | 50,429,000 | 51,012,000 | 52,026,000 |
| Interest-bearing deposits | 41,446,000 | 42,688,000 | 42,027,000 | 42,307,000 |
| Noninterest-bearing deposits | 8,181,000 | 7,741,000 | 8,985,000 | 9,719,000 |
| Equity capital | 6,511,000 | 6,626,000 | 6,798,000 | 6,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 992,000 | 1,983,000 | 2,961,000 | 3,911,000 |
| Interest expense | 454,000 | 917,000 | 1,359,000 | 1,733,000 |
| Net interest income | 538,000 | 1,066,000 | 1,602,000 | 2,178,000 |
| Noninterest income | 122,000 | 234,000 | 346,000 | 454,000 |
| Noninterest expense | 519,000 | 1,006,000 | 1,536,000 | 2,275,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 141,000 | 294,000 | 312,000 | 308,000 |
| Income tax | 47,000 | 94,000 | 82,000 | 67,000 |
| Net income | 94,000 | 200,000 | 230,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,444,000 | 6,522,000 | 6,552,000 | 6,479,000 |
| Total capital | 6,841,000 | 6,903,000 | 6,952,000 | 6,877,000 |
| Risk-weighted assets | 31,751,000 | 32,076,000 | 31,856,000 | 31,705,000 |