Call reports 2025
SUPERIOR NATIONAL BANK — 2025
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 997,055,000 | 1,000,068,000 | 1,040,932,000 | 1,034,845,000 |
| Total loans | 654,511,000 | 678,341,000 | 673,083,000 | 658,616,000 |
| Allowance for loan losses | 8,791,000 | 8,782,000 | 8,571,000 | 7,803,000 |
| Securities available for sale | 247,731,000 | 247,162,000 | 247,764,000 | 243,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 842,947,000 | 842,037,000 | 876,583,000 | 867,140,000 |
| Interest-bearing deposits | 649,265,000 | 647,125,000 | 666,462,000 | 661,738,000 |
| Noninterest-bearing deposits | 193,682,000 | 194,912,000 | 210,121,000 | 205,402,000 |
| Equity capital | 103,949,000 | 107,946,000 | 113,514,000 | 117,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,886,000 | 24,280,000 | 37,389,000 | 50,627,000 |
| Interest expense | 3,855,000 | 7,665,000 | 11,534,000 | 15,491,000 |
| Net interest income | 8,031,000 | 16,615,000 | 25,855,000 | 35,136,000 |
| Noninterest income | 2,170,000 | 4,673,000 | 8,013,000 | 10,770,000 |
| Noninterest expense | 8,134,000 | 16,242,000 | 24,635,000 | 33,093,000 |
| Provision for loan losses | 8,000 | 393,000 | 265,000 | 72,000 |
| Pretax income | 2,017,000 | 4,666,000 | 9,074,000 | 12,928,000 |
| Income tax | 363,000 | 867,000 | 1,740,000 | 2,255,000 |
| Net income | 1,654,000 | 3,799,000 | 7,334,000 | 10,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,391,000 | 114,229,000 | 116,732,000 | 118,640,000 |
| Total capital | 121,757,000 | 122,911,000 | 125,363,000 | 126,872,000 |
| Risk-weighted assets | 668,199,000 | 693,923,000 | 690,034,000 | 677,211,000 |