Call reports 2023
SUPERIOR NATIONAL BANK — 2023
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,041,868,000 | 1,024,921,000 | 1,041,495,000 | 1,020,059,000 |
| Total loans | 683,793,000 | 678,226,000 | 676,811,000 | 670,895,000 |
| Allowance for loan losses | 10,000,000 | 10,000,000 | 9,962,000 | 9,577,000 |
| Securities available for sale | 292,012,000 | 286,435,000 | 271,034,000 | 279,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 914,174,000 | 862,899,000 | 902,019,000 | 865,721,000 |
| Interest-bearing deposits | 709,069,000 | 660,232,000 | 665,679,000 | 651,166,000 |
| Noninterest-bearing deposits | 205,105,000 | 202,667,000 | 236,340,000 | 214,555,000 |
| Equity capital | 91,185,000 | 89,760,000 | 84,248,000 | 97,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,814,000 | 21,911,000 | 33,895,000 | 45,749,000 |
| Interest expense | 2,508,000 | 5,237,000 | 9,056,000 | 13,145,000 |
| Net interest income | 8,306,000 | 16,674,000 | 24,839,000 | 32,604,000 |
| Noninterest income | 2,168,000 | 4,444,000 | 6,787,000 | 8,723,000 |
| Noninterest expense | 8,360,000 | 16,527,000 | 24,463,000 | 32,112,000 |
| Provision for loan losses | 26,000 | 60,000 | 117,000 | 23,000 |
| Pretax income | 2,088,000 | 4,531,000 | 7,046,000 | 9,192,000 |
| Income tax | 433,000 | 935,000 | 1,454,000 | 1,653,000 |
| Net income | 1,655,000 | 3,596,000 | 5,592,000 | 7,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,644,000 | 106,392,000 | 107,622,000 | 108,399,000 |
| Total capital | 114,072,000 | 114,877,000 | 116,416,000 | 116,999,000 |
| Risk-weighted assets | 673,536,000 | 677,250,000 | 702,403,000 | 687,086,000 |