Call reports 2022
SUPERIOR NATIONAL BANK — 2022
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,037,148,000 | 1,007,884,000 | 1,019,996,000 | 1,043,951,000 |
| Total loans | 597,570,000 | 635,985,000 | 670,372,000 | 693,341,000 |
| Allowance for loan losses | 9,900,000 | 10,159,000 | 9,913,000 | 9,129,000 |
| Securities available for sale | 325,972,000 | 309,052,000 | 286,760,000 | 290,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 929,304,000 | 898,295,000 | 918,772,000 | 882,408,000 |
| Interest-bearing deposits | 693,677,000 | 664,572,000 | 678,694,000 | 653,044,000 |
| Noninterest-bearing deposits | 235,627,000 | 233,723,000 | 240,078,000 | 229,364,000 |
| Equity capital | 98,625,000 | 88,992,000 | 79,240,000 | 86,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,025,000 | 18,077,000 | 27,947,000 | 38,492,000 |
| Interest expense | 629,000 | 1,206,000 | 2,064,000 | 3,621,000 |
| Net interest income | 8,396,000 | 16,871,000 | 25,883,000 | 34,871,000 |
| Noninterest income | 3,579,000 | 6,108,000 | 8,640,000 | 10,751,000 |
| Noninterest expense | 8,653,000 | 16,940,000 | 24,902,000 | 32,481,000 |
| Provision for loan losses | 240,000 | 490,000 | 570,000 | 0 |
| Pretax income | 3,084,000 | 5,551,000 | 9,100,000 | 13,190,000 |
| Income tax | 515,000 | 841,000 | 1,573,000 | 2,100,000 |
| Net income | 2,569,000 | 4,710,000 | 7,527,000 | 11,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,611,000 | 98,085,000 | 102,562,000 | 104,779,000 |
| Total capital | — | 106,107,000 | 110,908,000 | 113,166,000 |
| Risk-weighted assets | — | 639,639,000 | 666,123,000 | 670,199,000 |