Call reports 2020
SUPERIOR NATIONAL BANK — 2020
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 554,454,000 | 624,017,000 | 655,234,000 | 666,042,000 |
| Total loans | 312,547,000 | 329,381,000 | 323,772,000 | 316,382,000 |
| Allowance for loan losses | 5,370,000 | 5,490,000 | 5,651,000 | 5,733,000 |
| Securities available for sale | 186,365,000 | 216,809,000 | 230,086,000 | 227,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,269,000 | 562,868,000 | 594,105,000 | 603,042,000 |
| Interest-bearing deposits | 401,375,000 | 424,051,000 | 451,334,000 | 463,448,000 |
| Noninterest-bearing deposits | 95,893,000 | 138,816,000 | 142,770,000 | 139,594,000 |
| Equity capital | 51,522,000 | 54,813,000 | 55,546,000 | 56,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,920,000 | 11,414,000 | 16,861,000 | 22,491,000 |
| Interest expense | 782,000 | 1,524,000 | 2,259,000 | 2,931,000 |
| Net interest income | 5,138,000 | 9,890,000 | 14,602,000 | 19,560,000 |
| Noninterest income | 1,169,000 | 2,309,000 | 3,534,000 | 4,972,000 |
| Noninterest expense | 4,108,000 | 8,003,000 | 12,073,000 | 16,141,000 |
| Provision for loan losses | 15,000 | 195,000 | 375,000 | 495,000 |
| Pretax income | 2,184,000 | 4,028,000 | 5,715,000 | 7,923,000 |
| Income tax | 480,000 | 864,000 | 1,217,000 | 1,500,000 |
| Net income | 1,704,000 | 3,164,000 | 4,498,000 | 6,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,745,000 | 50,629,000 | 51,361,000 | 52,664,000 |
| Total capital | 53,950,000 | — | — | — |
| Risk-weighted assets | 335,237,000 | — | — | — |