Call reports 2019
SUPERIOR NATIONAL BANK — 2019
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 571,004,000 | 563,953,000 | 586,109,000 | 572,637,000 |
| Total loans | 305,229,000 | 309,324,000 | 313,531,000 | 314,309,000 |
| Allowance for loan losses | 5,139,000 | 5,600,000 | 5,433,000 | 5,360,000 |
| Securities available for sale | 219,024,000 | 202,398,000 | 197,799,000 | 195,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 492,227,000 | 484,277,000 | 504,528,000 | 489,555,000 |
| Interest-bearing deposits | 397,714,000 | 389,291,000 | 402,994,000 | 387,031,000 |
| Noninterest-bearing deposits | 94,514,000 | 94,986,000 | 101,534,000 | 102,524,000 |
| Equity capital | 70,593,000 | 74,197,000 | 76,038,000 | 76,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,689,000 | 11,529,000 | 17,537,000 | 23,444,000 |
| Interest expense | 755,000 | 1,536,000 | 2,339,000 | 3,158,000 |
| Net interest income | 4,934,000 | 9,993,000 | 15,198,000 | 20,286,000 |
| Noninterest income | 808,000 | 1,815,000 | 2,898,000 | 4,094,000 |
| Noninterest expense | 3,859,000 | 7,615,000 | 11,536,000 | 15,909,000 |
| Provision for loan losses | 78,000 | 78,000 | 78,000 | 78,000 |
| Pretax income | 1,811,000 | 4,091,000 | 6,458,000 | 8,383,000 |
| Income tax | 318,000 | 762,000 | 1,221,000 | 1,375,000 |
| Net income | 1,493,000 | 3,329,000 | 5,237,000 | 7,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,878,000 | 73,275,000 | 74,742,000 | 75,472,000 |
| Total capital | 75,877,000 | 77,272,000 | 78,778,000 | 79,407,000 |
| Risk-weighted assets | 318,800,000 | 318,192,000 | 321,471,000 | 313,388,000 |