Call reports 2018
SUPERIOR NATIONAL BANK — 2018
What SUPERIOR NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 570,231,000 | 570,495,000 | 573,175,000 | 557,853,000 |
| Total loans | 297,205,000 | 299,516,000 | 299,287,000 | 305,744,000 |
| Allowance for loan losses | 5,239,000 | 5,232,000 | 5,209,000 | 5,087,000 |
| Securities available for sale | 238,676,000 | 225,818,000 | 216,890,000 | 219,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 491,101,000 | 487,262,000 | 499,682,000 | 482,943,000 |
| Interest-bearing deposits | 405,192,000 | 398,729,000 | 401,191,000 | 390,709,000 |
| Noninterest-bearing deposits | 85,909,000 | 88,533,000 | 98,491,000 | 92,235,000 |
| Equity capital | 69,535,000 | 69,742,000 | 64,151,000 | 66,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,498,000 | 11,110,000 | 16,819,000 | 22,621,000 |
| Interest expense | 615,000 | 1,267,000 | 1,978,000 | 2,713,000 |
| Net interest income | 4,883,000 | 9,843,000 | 14,841,000 | 19,908,000 |
| Noninterest income | 923,000 | 1,805,000 | 2,716,000 | 3,604,000 |
| Noninterest expense | 3,631,000 | 7,166,000 | 10,915,000 | 14,852,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 30,000 |
| Pretax income | 2,167,000 | 4,302,000 | 6,331,000 | 8,265,000 |
| Income tax | 422,000 | 833,000 | 1,226,000 | 1,374,000 |
| Net income | 1,745,000 | 3,469,000 | 5,105,000 | 6,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,424,000 | 74,948,000 | 70,634,000 | 70,826,000 |
| Total capital | 78,424,000 | 78,952,000 | 74,695,000 | 74,864,000 |
| Risk-weighted assets | 318,792,000 | 319,061,000 | 323,627,000 | 321,984,000 |